Choose Right Credit Card By Maaruti Finserv
Applying for a credit card through Maaruti Finserv offers benefits, eligibility across different employment types, clear documentation requirements, and a step-by-step process designed for ease and speed.
Credit Card Benefits
- Rewards and cashback on purchases, enhancing value for spending.
- Interest-free credit period (typically up to 50 days), enabling buy-now-pay-later convenience.
- Enhanced purchasing power beyond savings balance.
- Access to discounts, fuel surcharge waivers, and exclusive offers.
- Improved credit score with timely repayments.
- Travel benefits like airport lounge access and
- complimentary insurance coverage.
- Recurring payment automation reduces the risk of missed payments.
credit card eligibility
Eligibility Criteria
Minimum age: 18 years or older (varies by lender).
Salaried individuals: Stable employment with minimum income (varies ₹1 lakh to ₹3 lakh per annum depending on bank).
Self-employed and non-salaried: Business operational for 3+ years, with consistent income and satisfactory credit score (typically 700+).
Good credit history and low debt-to-income ratio increase approval chances.
- Competitively priced and tailored for you
- Get an overview on your loans in the app
Eligibility Criteria
Minimum age: 18 years or older (varies by lender).
Salaried individuals: Stable employment with minimum income (varies ₹1 lakh to ₹3 lakh per annum depending on bank).
Self-employed and non-salaried: Business operational for 3+ years, with consistent income and satisfactory credit score (typically 700+).
Good credit history and low debt-to-income ratio increase approval chances.
how it works
A faster, easier approach to business lending
Fill the form
Visit Maaruti Finserv or lender’s website or contact Maaruti Finserv DSA for personalized assistance. Fill online application form with personal, employment, and income details.
Documents Submission
Submit required documents digitally or through loan DSA agent support.Verification by lender including income, credit score, and identity checks.
Verify the Documents
Our team will verify your employment, income, and credit history to assess eligibility.
Get a Card Approval
Submit required documents digitally or through loan DSA agent support.Verification by lender including income, credit score, and identity checks.