Effective Date: 20-10-2025

1. Introduction
   Maaruti Finserv (“we,” “us,” or “our”) is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. By using our services, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

• Personal Information: We may collect personal details such as your name, email address, phone number, financial information, and other contact details needed to provide our services.

• Sensitive Information: This may include financial data, identification documents, and other data required for loan and insurance processing.

• Usage Data: Information on how you access and use our website and services, including IP address, browser type, and device information.

• Cookies and Tracking: We use cookies to enhance your experience and analyze website traffic. You can manage cookie preferences through your browser settings.

3. How We Use Your Information

• To provide and manage our financial services including loan processing, insurance advisory, and related support.

• To communicate with you, respond to inquiries, and send service-related information.

• To improve our website, marketing efforts, and customer experience.

• To comply with legal and regulatory obligations.

4. Information Sharing and Disclosure

• We do not sell your personal information to third parties.

• We may share your data with trusted partners and service providers who assist in business operations under strict confidentiality agreements.

• Disclosure may occur to comply with legal requirements or protect our rights and safety.

5. Data Security
   We adopt industry-standard security measures to protect your personal data from unauthorized access, disclosure, or misuse. However, no internet transfer is completely secure, and we cannot guarantee absolute security.

6. Your Rights
   You have the right to:

• Access, update, or correct your personal information.

• Request deletion or restriction of your data where applicable.

• Opt-out of marketing communications.

• Lodge complaints with relevant data protection authorities.

7. Data Retention
   We retain your personal information only as long as necessary to provide services and comply with legal obligations.

8. Changes to This Privacy Policy
   We may update this policy periodically to reflect changes in practices or legal requirements. Updated policies will be posted on our website with the revision date.

9. Contact Us
   If you have questions or concerns about this Privacy Policy or your data, please contact:

Maaruti Finserv
Phone: 8901299995
Email: digitalmaaruti@gmail.com

This Privacy Policy complies with relevant Indian data protection laws, including the Information Technology Act and Rules governing sensitive personal data. Please review it carefully and contact us if you have any concerns.