Processing Time.
- Personal loan approval and disbursal can be completed within 24 to 48 hours after document verification.
- – Quick & hassle-free loan approval
- Minimal documentation
- Flexible repayment options
- Competitive interest rates tailored to your financial profile
- Transparent process with no hidden charges
eligibility criteria
Eligibility Criteria
To apply for a personal loan at MAARUTI FINSERV, you must meet the following eligibility requirements:
– Applicant must be an Indian citizen.
– Age should be between 21 and 55 years.
– Must be salaried or self-employed with stable income. Salaried individuals should ideally have at least 6 months in current employment and 3 years overall experience. Self-employed should provide proof of regular income.
– A good credit score (typically 650 or above) is preferred to increase loan approval chances.
- Competitively priced and tailored for you
- Get an overview on your loans in the app
Documents Required
- Applicants need to submit the following documents for loan processing:
- Identity Proof (Aadhaar, PAN card, Passport, etc.)
- Address Proof (Utility bills, Ration card, Passport, etc.)
- Income Proof (Salary slips for last 3 months, bank statements, Form 16 or IT returns for self-employed)
- Employment proof or business proof (if self-employed)
- Recent passport-size photographs
- Completed loan application form
how it works
A faster, easier approach to business lending
Fill the form
Fill out the personal loan application form either online or at our office.
Documents Submission
Our team will verify your employment, income, and credit history to assess eligibility.
Verify the Documents
Our team will verify your employment, income, and credit history to assess eligibility.
Get a loan approval and Disbursal
Once verified, loan approval is communicated quickly, often within 24-48 hours. Approved loan amount is transferred to your bank account promptly to meet your urgent financial needs.